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Life Insurance SettlementsBook Valuation Tool
Life Insurance Settlements, Inc.

What's your book of business actually worth?

Estimate the life settlement value hidden in your senior clients' policies — and the agency revenue you could unlock in the next 12 months. No prospecting required.

$3T+
Face value held by Americans 65+
4x–8x
Typical settlement vs. surrender value
38M
Policies owned by seniors nationwide
45
States where settlements are regulated & legal
Two ways to value your book

Choose your level of detail

★ Most Popular
Quick Book Estimate

Estimate my full book in 90 seconds

Answer 10 quick questions about your book. No spreadsheet upload. Get a portfolio-wide estimate with an Urgency Map showing which clients to prioritize.

Start quick estimate →
Full Book Audit

Upload my Excel — precise numbers

Drag-drop your book as an Excel or CSV. Every policy analyzed row-by-row, with a ranked list of your top settlement candidates. Data never leaves your browser.

Upload & analyze →
How it works

Why agents are valuing their books

01

Surface hidden revenue

90% of life insurance policies never pay a claim. Carriers profit when policies lapse. Your senior clients may hold policies worth 4–8× their cash surrender value.

02

Prioritize what's urgent

Convertible term policies lose settlement value the moment their conversion deadline passes. We surface the candidates you need to act on first.

03

Capture agency revenue

Earn 4–6% referral commission on every settlement. Plus follow-on business as clients reinvest proceeds into annuities, new coverage, or LTC.

Your book is likely worth more than you think.

Find out in 90 seconds. No upload required, no credit card, no obligation.

Start the Quick Estimate →