Upload your book — get precise numbers
60 seconds to upload. Instant results. No sales call to schedule.
The Quick Book Estimate uses book averages — a typical client mix, a typical age spread, a typical policy blend. The Full Audit uses your actual data. For books that skew older, heavier in UL or convertible term, or that have quietly accumulated 85+ clients, the audit typically surfaces 2–3× the hidden value the quick estimate shows — because averages dilute outliers, and your outliers are where the money is. A 78-year-old on a $2M UL with a declining rating is worth more than the average policy on your book. The audit is what tells you exactly which ones.
- Face value — the death benefit amount
- Insured age — current age
- Policy type — UL, Whole Life, Convertible Term, etc.
- Health status — rating class or brief description
- Optional but tightens the estimate: gender, smoker, cash surrender value, policy status, carrier, state, insured name, policy number, annual premium
Your spreadsheet is parsed entirely in your browser — by JavaScript, on your device, in your tab. It is never uploaded to an LIS server, never stored, never emailed. If you close the tab before submitting the lead form, the data is gone.
The only thing that ever reaches LIS is anonymous totals and counts by policy type and age band (e.g., "7 UL policies, 3 between 75–84"). Insured names, policy numbers, and per-row face values never leave your device. If you've ever hesitated to send client data to a vendor for "review" because of HIPAA or a broker-dealer compliance officer, this is the version that doesn't trigger that conversation.
A settlement-value range for your book — plus your 4–6% agency revenue range — calculated from the actual policies you uploaded, not from averages.
Your candidates ranked by time-sensitivity: URGENT, PRIORITY, HIDDEN, ONGOING. You'll know exactly which clients to call Monday and why.
Real closed-settlement cases from LIS's book that resemble your top candidates — so you have concrete precedent when you pick up the phone.